privacy & policy

Policy Monk will receive and collect automatically certain information that is anonymous in standard usage logs via our Web server, that includes computer-identification information which is obtained from "cookies" which are sent to your browser from the below mentioned -

• an IP address that is assigned to the computer that you use
• web server cookie that is stored on your hard drive
• the domain server via which you can access services of Policy Monk
• the computer type that you use
• the web browser type that you use

Data that Policy Monk collects from you -

• Your first and last name
• Your email address
• Your mobile phone number
• Your ZIP/Postal code
• Your demographic details such as your age, gender, occupation, address
• Your preferences whether banking or insurance related services;

Policy Monk uses third-party advertising companies that serve ads whilst you visit our website. Your information as well as your usage preferences such as your name, email address, telephone number can be used by these companies that offers advertisements about goods and services of your interest.

You may terminate your account at any given time but your information may however remain stored in our archive on our servers even post deletion or termination of your account.

Policy Monk uses your personal information in order to -

• to contact you when necessary
• to offer the services that you request
• to reserve the social history governed by existing law or policy

Policy Monk uses your contact information internally for -

• directing our efforts to improve the product
• for contacting you as a survey respondent
• for sending you materials for promotional purposes from the advertisers or sponsors of the contest

Our website also contains links to other Web sites, however, we aren’t responsible for these privacy practices of any other websites that are not owned, managed or controlled by us.

Policy Monk won’t use or rent any of your financial information that aren’t for purposes other than for completion a transaction with you. Once you give us the information you agree or permit us -

• to offer products as well as services that you've requested for
• to help in investigation of violations of Policy Monk’s terms of usage or to defend against any legal claims;
• To unveil the information under special situations such as compliance with applicable local law, court orders, court summons, requests

Policy Monk will only send your information to other companies or people when -

• We are required to share your information to offer the product or services that you have requested for; so that to enable them to contact you, or
• You have already shared your consent with us to share your information;

We also would need to share your information with some other service partners for responding to your comments or queries and to resolve service issues that would help us to serve you better.

Once you register on Policy Monk or use our website or its affiliate websites you authorize us, as well our affiliates and our associate partners for contacting us via email or phone call or sms as well as offer you their services for the product/products that you have opted for, to impart product knowledge, provide promotional offers that runs on website and offers that are offered by the associated third parties, for these purposes and web aggregation, personally identifiable information that may be collected as detailed below. Irrespective of the fact that you might have registered yourself for DND or NCPR or DNC services, you yet authorize Policy Monk to give you a call as well as to its associate partners for the purposes mentioned above.

Policy Monk uses standard security protocols as well as standard terms of confidentiality for protecting your information.

Policy Monk offers its users the ability for correct or change the information that's submitted by logging in as well as editing the information themselves, however, Policy Monk isn’t responsible for the authenticity of any of the changes or rectification of the information.

Besides Policy Monk you will also come across some of our affiliates, advertisers, to collect data whilst you visit their advertisements, and a few pages on our website. Policy Monk is not responsible for the content, privacy policy, or terms of use of any of the third-party websites, it is highly recommended to read the privacy policy as well as the terms of use on those websites.

Policy Monk offers you an option for editing your account details as well as your preferences at any given time.

Policy Monk offers its users to opt for a promotional newsletter that's sent on their email address as shared with Policy Monk, when they register on our website. You have the authority to opt out from this at any given time by clicking the unsubscribe option that's available at the bottom of every promotional email.

If you want to opt out from sharing any of your information with our partners or affiliates, kindly email us on support@policymonk.com. Once you opt out from the same, it may take us a reasonable amount of time for getting your preferences updated and in the interim period you might be contacted for the promotional purposes.

Policy Monk reserves the right to change or update this policy at any given time. Such changes shall be effective immediately once posted on the site. It is highly recommended to check the privacy policy at regular intervals to ensure that you are aware of the latest and the most current version of this privacy policy.

In accordance with the Information Technology Act, 2000, as well as the rules and regulations made under, the contact details of the Grievance Office are provided below. If you have any issues or complaints in regards to this privacy policy or in regards to the usage of your information, kindly get in touch with us. Grievance Officer Name - Contact Details - Email Address